Category: Investing / Finance / Money

Credit Card Eligibility: A Comprehensive Analysis

Introduction
Credit cards have become an indispensable financial tool in modern society, offering convenience, security, and a plethora of benefits. However, obtaining a credit card is not a straightforward process for everyone. The eligibility criteria set by financial institutions are designed to assess the risk associated with lending to an individual. This article delves into the multifaceted aspects of credit card eligibility, exploring the various factors that influence it, the types of credit cards available, and strategies to improve one’s chances of approval.

Factors Affecting Credit Card Eligibility

Credit Score
A credit score is a numerical representation of an individual’s creditworthiness, derived from their credit history. It is one of the most critical factors in determining credit card eligibility. Scores typically range from 300 to 850, with higher scores indicating lower risk to lenders. A score above 700 is generally considered good, while a score below 600 may pose challenges in obtaining credit. Continue reading “Credit Card Eligibility: A Comprehensive Analysis”

The Principles of Value Investing: A Page from Warren Buffett’s Playbook [AI Article]

Value investing is a cornerstone of Warren Buffett’s investment strategy, and it’s one that has made him one of the most successful investors in history. This approach involves identifying companies that are undervalued by the market but have strong fundamentals and a solid potential for growth. Here’s an exploration of the key tenets of value investing as practiced by Warren Buffett. Continue reading “The Principles of Value Investing: A Page from Warren Buffett’s Playbook [AI Article]”

Guide to Extreme Couponing [AI Article]

Extreme couponing is a budgeting phenomenon that has taken savvy shoppers by storm. It’s the practice of collecting as many coupons and discounts as possible to save money on purchases, often resulting in significant reductions on the retail price of goods. The goal is to stockpile items when they are at their lowest price, not necessarily when they’re needed, maximizing the value of each coupon used.

The Art of Extreme Couponing

Continue reading “Guide to Extreme Couponing [AI Article]”

Thinking of Getting a Refinance Mortgage? [AI Article]

Refinancing your mortgage is a sophisticated financial strategy that can yield significant economic benefits, provided it aligns with your fiscal objectives and current financial standing. This comprehensive discourse aims to elucidate the intricacies of mortgage refinancing, delineating its potential advantages, opportune moments for consideration, and the procedural steps involved, thereby equipping you with the requisite knowledge to make an informed decision.

In-Depth Exploration of Mortgage Refinancing

Mortgage refinancing is the process of discharging an existing mortgage obligation and supplanting it with a new one, potentially under different terms. This financial maneuver is typically undertaken to secure a more favorable interest rate, alter the duration of the loan, or liquidate a portion of the home’s equity for immediate capital needs. The potential for monetary savings over the lifespan of the loan or the prospect of expediting the mortgage amortization process are compelling incentives for refinancing. Continue reading “Thinking of Getting a Refinance Mortgage? [AI Article]”

How Lefty Investment Firms Pressure Companies To Go Woke

Earlier on I saw this article from the New York Post that features a former top executive from one of the world’s biggest beer brewing corporations.

Woke governance that has sent profits spiraling at companies like Anheuser-Busch and Target often begins with lefty investment firms pressuring them to push products their way, according to Anson Frericks.


Continue reading “How Lefty Investment Firms Pressure Companies To Go Woke”

Target Stock Downgraded

Previously on AlltheInterweb Finance we predicted that US Based store Chain Target was going to hit a spot of bother with their stock price.

It now appears that JPMorgan have come to the same conclusion, and downgraded Target’s stock, citing Consumer Pressures and recent company controversies.

Target (TGT) Stocks About to Take a Hit?

A number of indications that the stockmarket price of Target (TGT) is about to take a hit has been popping up online in the days leading up to Wednesday (17th May).

First up a number of reputatable commentators have been posting screenshots of a headline about the CEO of the Target chain of variety stores claiming they’re about to take a $500-million hit due to “Retail Crime” hitting their stores, especially in Democrat run Cities that don’t seem to understand what the problem is when people start shoplifting on a massive scale.


Prior to this another bunch of reputable commentators have been calling for a Bud Light style Boycott of Target because they have been selling items to assist with an issue increasingly being seen as a form of child abuse. Continue reading “Target (TGT) Stocks About to Take a Hit?”

Best TV Package Options in the UK for 2019

Wondering what is the best tv package options in the United Kingdom? Here’s what is currently worth a look.

Sky & Virgin = essentially paying thick end of £45 per month (£540 a year) for a basic package, and before you’ve added anything extra like sports / movie packages… to watch basically the same shows repeated over & over again.

Sky has been known to quit working when it’s pissing down, especially if the LNB on the dish is getting old: Had our first one installed around 1999/2000 with the original “Sky Digital”, had to replace it about 4yrs ago.
You can access it online via “Sky Go” with a subscription, but that doesn’t have the full compliment of channels due to legal crap with the contracts Sky has with the other TV companies that run on their platform…. and “Sky Go” now only really works if you view it on a Tablet / TV Box / Games console because the PC Browser version can only be view in Internet Explorer now that Google Chrome + Mozilla Firefox no longer support the “Microsoft Silverlight” plugin needed to run it.

You can get a “FreeSat for Sky” package for a £25 fee every 5-10yrs to get access to the subscription free channels on a Sky box.

Virgin…. from what I’ve heard are not highly regarded for their customer service.

Netflix….. not everyone’s a fan of it now since it was revealed close ties to members of the Obama admin (including putting the Susan Rice woman who covered up the Benghazi attack with lies about placing the blame on a YouTube video that had f-all to do with it being put on the Netflix board of Directors).

Amazon Prime Video….. good value for money, especially if you mostly just watch movie channels… get a basic “video only” subscription for £5.99 a month (£71.88 a year), or a “full prime” monthly subscription for £7.99 a month (£95.88 a year) that also gives you free Amazon delivery, access to Amazon Music + free downloads from the Kindle E-Books store…. or you can just pay them a £79 annual fee for full prime and be done with it until next year (equivalent to paying £6.58 a month).

Just like YouTube HD content it works well enough as long as you have Broadband that comfortably runs above 4500kbps, worked quite well via the app on my XBOX 360 last time I tried it, and also works alright on my PC but has funny glitches occasionally similar to an old fashioned TV aerial (have to fix it by turning monitor off and on again)…. otherwise it works well with shows like exclusive “The Grand Tour” shot in 4k HDR. If the internet bandwidth drops to inadequate quality it drops the video resolution accordingly and looks crap until you stop the video, refresh, and resume where you left off.

Apple iTunes…. got the option to purchase and download what you want, or purchase then stream it from the iCloud to a PC or an Apple TV box, from the Apple TV box you can also download apps to watch content from YouTube + Amazon Prime + BBC iPlayer (and the equivalents from ITV + Channel4).

If you stream it from iCloud (including with previews) it has the same glitch with quality as I’ve had with Amazon Prime… if you download the content and stream it to the TV from a PC/Mac to an Apple TV it play back in best quality you can get short of running it off a DVD/Blu-Ray.

Once you’ve started building up a collection from the iTunes store it starts to work out cheaper than Sky (only have to pay for it once to watch the same thing over & over again): most Standard definition episodes are £1.89 each (some as low as 99p for SD episodes of Portillo’s Railway journeys series), £2.49 for HD episodes. Full series range in price generally from £3.99 through to about £25 (price drops accordingly if you buy one episode from the series, then decide to buy the rest at a later date)….. with full box sets costing around £30 to £50 generally (e.g. full series of “Seinfeld” costs £30 for the lot instead £100+ being charged for the DVD box set last time I dared look for it on Amazon, but free to watch on Prime).

How to Start Investing in the Stockmarket (UK Edition)

Investing in the UK Stockmarket can be a great way to turn your spare cash into even more spare cash, providing you know what you’re doing. Especially as interest rates in your average Savings Account are still not much to get excited about unless you’ve got the spare cash to stick in one of those fixed term accounts that usually require a minimum £500 investment that you can’t touch for between 2 to 5 years.

However there seems to be a fair few people around who seem to like the idea of investing in the stockmarket but don’t have a clue where to get started.

This blog article is mostly intended as a primer to show people like that based in the UK where to look rather than a mighty tome of all necessary knowledge. Continue reading “How to Start Investing in the Stockmarket (UK Edition)”

How To Not Lose Too Much Money on Sports Betting

I like to have a good bet when I can spare the money, I’d probably like it even more if I was earning enough money from these blogs to do it more frequently.

Betting is something you shouldn’t really do if you can’t spare the money, and requires a large degree of self-discipline both not to blow too much money on it on the path to becoming a gambling addict, and also to focus on what is a realistic prospect to stick your money on and not get taken in by something with long odds that only stands a chance of winning if something really weird happens that screws-up the event – like a freak weather event, or someone having an epic fail that takes out a chunk of the most likely winners of an event.

This article is mainly intended to be a rough guide to sports betting noobs looking to stay out of trouble in their early days of having a dabble rather than a serious guide to becoming an expert master at it. Continue reading “How To Not Lose Too Much Money on Sports Betting”